Small business working capital
up to $50,000.
Working capital for U.S. and Canadian businesses. Apply in minutes. Funded in days.
- Decision in minutes — no impact to credit
- Funded in 1–2 business days
- Pricing you can model before you sign
Built for
The small businesses that move North America.
Slate's underwriting was built for SMBs from day one. We don't fit you to a generic credit model — we look at how your business actually runs.
Food & drink
Restaurants, bars, cafés, bakeries, food trucks & catering.
Retail
Clothing, home goods, beauty, pet, hardware, florists & more.
Personal services
Salons, spas, barbers, gyms, massage & tattoo studios.
Truck drivers & fleets
Owner-operators and small fleets.
Construction & trades
Roofing, HVAC, plumbing, electrical & landscaping.
Moving & cleaning
Moving and cleaning companies.
Hotels & lodging
Independent hotels, motels & inns.
Travel & events
Event planners, venues & travel businesses.
Auto dealers
Independent auto dealers and shops.
How it works
Three steps. No middlemen.
Tell us about your business
Two minutes. No paperwork to upload up front.
Connect your bank, instantly
Read-only, bank-grade. We use the data to underwrite, never to move funds.
Sign and get funded
Funds land in the account you connected. Repay automatically from revenue.
“We applied on a Tuesday and the money landed Thursday. That's the entire story. The repayments come out daily, and we forget they're happening.”